Fisgard Capital Corporation

Fisgard Capital Overview

Fisgard Capital Corporation (“Fisgard”) was established in 1994 to provide investors an opportunity to earn income from a diversified, stable and growing portfolio of mortgages secured by valuable Canadian real estate property in growth regions of the five western provinces.

The two primary goals of Fisgard are to preserve capital and provide consistent reliable returns to our investors. In good times as well as hard times Fisgard has delivered a reasonable dividend that compares favourably with other income investments, outperforming many. Fisgard has the enviable track record of having always paid dividends and made its qualified redemptions without fail.

Our mortgage portfolio has a significant weighting of first mortgages, primarily residential mortgages. Individual mortgages will not exceed a 75% loan to value ratio at the time of origination.

To achieve these goals Fisgard focuses on the nderserved market for borrowers that require short term special situation financing not currently offered by banks, credit unions or trust companies. Fisgard responds quickly to these borrower needs and provides excellent professional service. Our ability to provide quick response and reasonable and flexible financing terms has proven to be successful.

If you would like to see Fisgard Capital’s complete fund details
and offering please follow the link below.

VISIT FISGARD CAPITAL

Financial Summary

Net Assets ($)
Mortgages $167,277,892
Cash $3,985,740
Other Current Assets $37,085
Limited Partnerships $20,912,756
Less: Provisions/Fees ($1,018,609)
Less: Demand Operating Loan ($1,019,752)
Total $190,175,112
* As of 30-June-2020 (unaudited)
Investments in real property which are held directly or indirectly through limited partnerships or other vehicles, as a result of action taken to enforce the Issuer’s rights as a secured lender (for example, in a foreclosure situation).

Fund Description

Managed By Fisgard Asset Management
Investment Vehicle Pooled flow through (tax exempt) Mortgage Fund
Initial Offering January 1995
Net Asset Value per Unit $1.00 as at July 29th, 2020
Portfolio Weighted Average Loan to Value 49.76%
Investment Type CASH, TFSA, RESP, RRSP, RDSP
Investment Maturity 5, 3 & 1 Year

 

This Investment Portfolio Summary for Fisgard Capital Corporation is for informational purposes only and does not constitute an offer to sell or a solicitation to buy securities. Past results are not indicative of future performance. The information herein is not to be distributed , reproduced or communicated to a third party without the express written consent of Fisgard Capital Corporation. Please read these materials in conjunction with the Offering Memorandum dated July 29th, 2020.

Quarterly Returns for 2020

Based on Fisgard’s 5-year investment
Year 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr Net
Annualized
Cash		 Net
Annualized
Growth
5-year Term
2020 5.350% 5.350% 7.000% 5.900% 6.032%

*Data as of 30-Sep-20

Dividends and Investment Growth

Based on Fisgard’s 5-year investment
Investment
Period		 NET
CASH		 NET
GROWTH*		 TOTAL
GROWTH*		 ACCUMULATED
INVESTMENT*
Last Year 5.778% 5.904% 5.904% $10,590
Last 3 Years 5.490% 5.605% 17.774% $11,777
Last 5 Years 5.294% 5.401% 30.082% $13,008
Last 7 Years 5.210% 5.313% 43.674% $14,367
Last 10 Years 5.189% 5.291% 67.462% $16,746
* Denotes reinvestment of dividends. Accumulated investment is based on a $10,000 investment at the beginning of the investment period.
* As of 31-Dec-2019