Appraisers

Fisgard Approved Appraisers

Below is a list of Fisgard Approved appraisers authorized to value properties. Appraisers are listed by region. Please note that this is not an exhaustive list of all Fisgard-approved appraisers.

Select the Province to locate an appraiser:

British Columbia

ABBOTSFORD

Adlaw Appraisals LTD. 604.809.8506
ARC Appraisals 604.853.4887
Best Home Appraisals 604.618.5028
Neimi Laporte & Dowle Appraisals 604.438.1628
Richardson Appraisals 604.852.6755
Urban Valley Appraisals 888.852.8087

CAMPBELL RIVER

Associated Appraisers 250.202.0163
Cunningham & Rivard 250.287.9595

CHILLIWACK

Adlaw Appraisals LTD. 604.809.8506
Bakerview Realty Appraisals 604.793.0136
Best Home Appraisals 604.618.5028
Lawrenson Walker Realty Advisors (Res + Const) 604.535.1494
Neimi Laporte & Dowle Appraisals 604.438.1628
Fortin Appraisals Ltd. 604.858.7124
Fraser Valley Appraisals Ltd. 604.792.2133
Urban Valley Appraisals 888.852.8087

COQUITLAM

Adlaw Appraisals LTD. 604.809.8506
Bramwell & Associates Realty Advisors Inc. 604.608.6161
Intercity Appraisals Ltd. 604.944.3282
Leemore & Associates 604.671.4535
Neimi Laporte & Dowle Appraisals 604.438.1628

COURTENAY / COMOX

Associated Appraisers 250.897.8771
Precision Appraisal Group 250.897.5046

CRANBROOK

Rocky Mountain Appraisals 250.489.4413

DUNCAN / COWICHAN

Astro Appraisers 250.748.3159
Lawrenson Walker Realty Advisors 250.384.1494

KAMLOOPS

Frilan Appraisals LLP 250.374.9941
Flynn Mirtle Moran 250.374.7731

KELOWNA

Adlaw Appraisals LTD. 604.809.8506
Aedis Okanagan 250.448.1896
Lawrenson Walker Realty Advisors 236.361.0060
Okanagan Appraisals 250.763.0346

MAPLE RIDGE

Urban Valley Appraisals 800.852.8087

MISSION

Lawrenson Walker Realty Advisors 604.535.1494
Urban Valley Appraisals 800.852.8087

NANAIMO

Aedis 604.682.7585
Cunningham & Rivard 250.753.3428
Central Island Appraisals – Gordon Leversidge 250.619.1155
Isle West Appraisals 250.756.1779
Vancouver Island Appraisals Ltd. 250.753.4022

NELSON

G.W. Marken Appraisal Associates 250.354-4600

PENTICTON

Inland Appraisals Ltd. 250.493.6734
North Country Appraisals 250.492.5151
South Okanagan Appraisals 250.492.5833

PITT MEADOWS

Urban Valley Appraisals 800.852.8087

PORT ALBERNI

PCAG Property Advisors (Gary Doucette) 250.723.5099

POWELL RIVER

Zaikow Agencies and Appraisals 604.485.7788

PRINCE GEORGE

C H Godfrey Appraisals Ltd. 250.563.1208

QUESNEL

C H Godfrey Appraisals Ltd. 250.563.1208

REVELSTOKE

Corrie Appraisals 250.832.3709

SQUAMISH

Adlaw Appraisals LTD. 604.809.8506
Gateway Appraisals 604.677.1188
Neimi Laporte & Dowle Appraisals 604.438.1628
Walton Appraisers Ltd. 604.892.2311

SUNSHINE COAST

Gateway Appraisals 604.677.1188
Sunshine Coast Appraisals 604.885.0585

SURREY / WHITE ROCK / LANGLEY

Adlaw Appraisals LTD. 604.809.8506
Bakerview Realty Appriasals 604.542.9222
Best Home Appraisals 604.618.5028
Bramwell & Associates Realty Advisors Inc. 604.608.6161
Hooker Craig Lum Group 778.571.2321
Lawrenson Walker Realty Advisors 604.535.1494
Neimi Laporte & Dowle Appraisals 604.438.1628
Surrey  Home Appraisals 604.786.8668
Urban Valley Appraisals 800.852.8087
Vancouver Appraisal 604.608.6161

VANCOUVER / DELTA

Adlaw Appraisals LTD. 604.809.8506
Aedis Vancouver 604.682.7585
Best Home Appraisals 604.618.5028
Bramwell & Associates Realty Advisors Inc. 604.608.6161
Campbell & Pound 604.270.8885
Cunningham & Rivard Appraisals 604.985.8761
Gateway Appraisals (North Vancouver) 604.677.1188
Johnson Ross & Cheng Ltd. 604.270.7717
Lawrenson Walker Realty Advisors 604.535.1494
MacIntosh Appraisals Ltd. 604.522.3900
Neimi Laporte & Dowle Appraisals 604.438.1628
Surrey  Home Appraisals 604.786.8668
Vancouver Appraisal 604.608.6161

VERNON

L.E. Rivard & Associates 250.545.3278
Okanagan North Appraisals 250.542.2669
Schoenne & Associates 250.542.2222

VICTORIA

Aedis 604.682.7585
Baker Osland 250.475.2221
D.R. Coell & Associates 250.388.6242
Neimi Laporte & Dowle Appraisals 604.438.1628
Thibault & Company 250.361.2029
Lawrenson Walker Realty Advisors 250.384.1494

WHISTLER

Adlaw Appraisals LTD. 604.809.8506
Neimi Laporte & Dowle Appraisals 604.438.1628
Walton Appraisals 877.898.2699

Alberta

CALGARY

Atkinson & Associates 403.212.1103
Code Real Estate Appraisers Ltd. 403.607.7354
Eagleson, Ho & Associates 403.650.2223
Avison & Young 403.228.4001
Sage Appraisals (Res + Construction) 403.282.3322
Price Aspinall Appraisals 403.283.0197

CAMROSE

Accord Appraisal Co. 780.679.0303
Altario Appraisal Co. Ltd. 780.672.1028

EDMONTON

Cowan & Associates Appraisals 780.421.7500
D.G. Schultz & Associates 780.466.5445
Ergil Bains & Associates 780.486.5377
Frost & Associates 780.462.1782
HarrisonBowker Real Estate Appraisals 780.458.3814
Knight & Company Appraisals 780.486.9545
Jackson Real Estate Appraisals 780.442.6637
Wall & Associates 780.434.6262

EDSON / HINTON/ GRANDE CACHE

McCartney-Radench Appraisals Inc. 780. 865.7371

GRANDE PRAIRIE

Baldwin Appraisals 780.539.6560
Biegel & Perra Appraisals 780.814.6123
Pomeroy Valuation Group 780.532.1200

LETHBRIDGE

Lethbridge Property Appraisal Ltd. 403.329.9000
Reliance Appraisal Consultants Ltd. 403.328.9351

LLOYDMINSTER

M.I.T. Appraisals Ltd. 780.875.3500

MEDICINE HAT

City Appraisal Consultants 403.529.6200
Classic Appraisal Consultants 403.529.2127

OLDS

Kate Rung & Associates 403.556.8758
Red Deer Appraisals LTD. 403.350.8438

RED DEER

M.R. Soderquist Appraisals Ltd. 403.346.5533
Parkland Valuations Inc. 403.350.9421
Red Deer Appraisals LTD. 403.350.8438
Waters Mackie Valuations Inc. 403.887.8743

Saskatchewan

REGINA

Brunsdon Lawrek & Associates 306.244.5900
Crown Appraisals 306.359.3111
Fox Appraisals & Real Estate Consultants 306.545.5200

SASKATOON

Dream Home Appraisal Company Ltd. 306.934.4455
Brunsdon Lawrek & Associates 306.244.5900

Manitoba

WINNIPEG

McKee Appraisal Services 204.470.8637
Kemp Appraisal Ltd. 204.415.8584

BRANDON

Roland Weir Appraisal Associates 204.727.7100

Ontario

AJAX

Avison Young 905.968.8053
Bonafide Appraisals Inc 416.930.6539
Cross-town Appraisal Ltd 416.652.3456
Everest Appraisals 905.686.3172
Home Value Inc. 416.871.9224
Premier Appraisal Services 905.619.9523
RECG – The Real Estate Consulting Group of Canada Ltd. 416.322.7888
Sharp Appraisal 289.378.6533
Top Class Appraisal 416.569.9792

AURORA / NEWMARKET

Appraisal Professionals Inc. 416.720.8719
Avison Young 905.968.8053
Bonafide Appraisals Inc 416.930.6539
Danford Appraisals 705.734.2895
Home Value Inc. 416.871.9224
PVCI Inc. 905.503.1939
RECG – The Real Estate Consulting Group of Canada Ltd. 416.322.7888
Sharp Appraisal 289.378.6533
Top Class Appraisal 416.569.9792

BARRIE & ORILLIA

Allan Roy 705.352.3552
Appraisers Canada Inc. 705.726.4651
Barbara C. Hughes Appraisal Services Ltd. 705.436.4192
Consolidated Appraisal Services 705.739.1560
Danford Appraisals 705.734.2895
Dennis Murphy Appraiser 705.737.5100

BELLEVILLE

Baayen & Associates 705.745.7777
Hastings Appraisal Services 613.392.1818

BRAMPTON

Avison Young 905.968.8053
Bonafide Appraisals Inc 416.930.6539
Cross-town Appraisal Ltd 416.652.3456
Hendren Appraisals 905.450.3307
Home Value Inc. 416.871.9224
RECG – The Real Estate Consulting Group of Canada Ltd. 416.322.7888
Sharp Appraisal 289.378.6533
Top Class Appraisal 416.569.9792

BRANTFORD

Antec Appraisal Group 905.777.1225
Brant Residential Appraisals 519.753.6231

BURLINGTON

Home Value Inc. 416.871.9224
Walker & Walker Appraisals 905.639.0235
Schinkel Real Estate & Appraisals 905.387.0100
Sharp Appraisal 289.378.6533

COBOURG / COLBOURNE / GRAFTON

Hastings Appraisal Services 613.392.1818

COLLINGWOOD, WASAGA BEACH, & BLUE MOUNTAIN

Danford Appraisals 705.734.2895
HG Appraisers Inc. 705.445.7414

HAMILTON / GUELPH / MILTON / KITCHENER

Antec Appraisal Group 905.777.1225
Schinkel Real Estate & Appraisals 905.387.0100

HASTINGS

Hastings Appraisal Services 613.392.1818

INNISFIL

Danford Appraisals 705.734.2895
Sharp Appraisal 289.378.6533
Warnica Appraisals Inc. 705.739.0240

KINGSTON

M. W. Cotman & Associates Inc. 613.634.2223
S. Rayner & Associates Ltd. 613.384.8921

KITCHENER

City Management and Appraisals Ltd. 519.578.3300
M. Machel & Associates Ltd. 519.578.5444
Musso Appraisals & Consulting Inc. 519.741.8700
Real Estate Appraising and Consulting 519.725.0244

LONDON

Metrix Southwest Inc 519.672.7550
Otto & Company 519.432.2232
R.J. Lyons Real Estate Appraisal Services 519.672.0485
Valco Consultants Inc. 519.667.9050

NORTHUMBERLAND COUNTIES

Hastings Appraisal Services 613.392.1818

OAKVILLE

Antec Appraisal Group 905.777.1225
Avison Young 905.968.8053
Bonafide Appraisals Inc 416.930.6539
Bastien Appraisal Services Inc. 905.845.3300
Cross-town Appraisal Ltd 416.652.3456
Home Value Inc. 416.871.9224
RECG – The Real Estate Consulting Group of Canada Ltd. 416.322.7888
Sharp Appraisal 289.378.6533

OTTAWA

Affiliated Property Group 613.728.3991
Carty Gwilym Appraisal Services 613.724.6020
Independent Appraisal Corp. 613.564.8282
North Broadfoot Gribbon Inc. 613.727.2677
Pigeon-Roy Real Estate Advisory Group Ltd. 613.739.7714
van Walraven Appraisals Inc. 613.226.1590

OWEN SOUND

HG Appraisers Inc. 705.445.7414

PETERBOROUGH & KAWATHA LAKES

Baayen & Associates 705.745.7777

PRINCE EDWARD COUNTY / PICTON

Hastings Appraisal Services 613.392.1818

PICKERING

Avison Young 905.968.8053
Bonafide Appraisals Inc 416.930.6539
Cross-town Appraisal Ltd 416.652.3456
Home Value Inc. 416.871.9224
RECG – The Real Estate Consulting Group of Canada Ltd. 416.322.7888
Sharp Appraisal 289.378.6533
Top Class Appraisal 416.569.9792
Zorn Appraisal Services Ltd. 905.831.6780

ST. CATHERINES / NIAGARA FALLS

IGL Appraisal Group 905.321.1085
Regional Appraisals Inc. 905.356.6646

STRATFORD

Kahle Appraisers and Consultants 519.273.5707

TORONTO

All Realty Consultants 416.630.5800
Avison Young 905.968.8053
Bonafide Appraisals Inc 416.930.6539
Cross-town Appraisal Ltd 416.652.3456
Home Value Inc. 416.871.9224
RECG – The Real Estate Consulting Group of Canada Ltd. 416.322.7888
Sharp Appraisal 289.378.6533
TM Appraisers Inc. 416.324.2939
Top Class Appraisal 416.569.9792

TRENTON

Hastings Appraisal Services 613.392.1818

VAUGHN

Appraisal 2000 Realty Group 416.749.0008
Avison Young 905.968.8053
Bonafide Appraisals Inc 416.930.6539
Cross-town Appraisal Ltd 416.652.3456
Danford Appraisals 705.734.2895
Home Value Inc. 416.871.9224
RECG – The Real Estate Consulting Group of Canada Ltd. 416.322.7888
Sharp Appraisal 289.378.6533
Top Class Appraisal 416.569.9792

WINDSOR & LEAMINGTON

FK Mitchell Appraisals Inc 519.966.9613

Residential Appraisal Requirements

At Fisgard, we work with approved appraisers to ensure consistency and compliance. Appraisals submitted for approval must meet the following requirements:

      • Appraisals to be ordered by Fisgard or by broker and paid for by applicant
      • Appraisals to include:
        • Colour Photographs of the subject property: front, rear, street view, interior photo of every room, garage interior and interior/exterior of outbuildings (if any)
        • Must reference current potential economic rent(s) of the subject property if tenanted
        • Historic data and/or sales of the subject property, including any known environmental issues
        • Current market trend for the subject property
        • Estimated marketing time for the subject property should the property be listed today based on appraised value, market conditions, supply, and demand
        • Zoning of the subject property: Does it conform?
        • Municipal Property Tax & Assessment Information (if available)
        • For new builds, both the appraised and the comparable sales values are to include GST or HST
        • For properties over 5 acres in size: in addition to the full value, please provide the value based on the primary structure and five acres only
        • Overall condition (ratings) of the subject property
        • Foundation (type, condition) of the subject property
        • Current sales comparison of similar properties (adjustment %)
          • Similar square footage, age of construction, amenities, upgrades and condition
          • Location including distance to the subject property
          • Likeness
        • Marketing time (how long they were on the market) for the comparable properties listed
        • Colour photographs of the comparable properties listed
        • Map showing the locations of the subject property and the comparable properties listed
        • Extraordinary assumptions must be clearly defined so they are easy to read and understand
        • Any negative points that need to be addressed must be clearly pointed out
        • Colour photographs of the comparable properties listed
      • Appraisals must be performed by appraisers with a CRA or AACI designation and send directly to Fisgard from the Appraiser
        • Appraisal reports by an inspector with “Candidate” status must signed by an AIC registered co-signer
        • Appraisals performed by appraisers with a CNAREA designation will not be accepted by Fisgard
      • For Construction Only: Construction inspections are to include market costs with a percentage completed for each line item within the budget as well as the overall percentage completed for the project

Fisgard Commercial Approved Appraisers

Below is a list of Fisgard Approved appraisers authorized to value properties. Appraisers are listed by region. Please note that this is not an exhaustive list of all Fisgard-approved appraisers.

Select the Province to locate an appraiser:

British Columbia

 

KAMLOOPS

Frilan Appraisals LLP 250.374.9941

KELOWNA

NCA Commercial Inc. 250.868.9244

NANAIMO

Isle West Appraisals 250.756.1779

VANCOUVER

Altus 604.683.5591
Bramwell & Associates Realty Advisors 604.608.6161
Burgess Cawley 604.689.1233
Cushman Wakefield 604.683.3111
Garnett Wilson Realty Advisors 604.637.7942
Hooker Craig Lum Group 778.571.2321
International Hotel Appraisers 866.382.6242
Lawrenson Walker Realty Advisors 604.535.1494
Niemi La Port Dowle 604.438.1628

VICTORIA

Cunningham & Rivard Appraisals 250.381.4455
D.R. Coell & Associates 250.388.6242
International Hotel Appraisers 866.382.6242
Thibault & Company 250.361.2029
Phung Horwood 250.590.8040

Alberta

CALGARY

Altus 403.508.7770
International Hotel Appraisers 866.382.6242
Sage Appraisals (formerly Macdonald Copeland) 403.282.3322
Wernick Omura 403.291.4115

EDMONTON

Altus 780.424.4244
Cowan & Associates Appraisals 780.421.7500
Downey Sande Real Estate Appraisers 780.437.3091
Impact Property Advisors 780.432.0616
Harrison Bowker Real Estate Appraisals 780.458.3814

Ontario

GENERAL CONTACT – PROVINCE WIDE

Avison Young 905.968.8053

TORONTO

All Realty Consultants 416.630.5800

Commercial Appraisal Requirements

At Fisgard, we work with approved appraisers to ensure consistency and compliance. Appraisals submitted for approval must meet the following requirements:

  • Appraisals to be ordered by Fisgard or by broker and paid for by applicant
  • Appraisals to include:
    • Colour Photographs of the subject property (front, rear, and street view plus interior photo of every room)
    • Building sketch and floor map of property, if available
    • Historic data and/or sales of the subject property, including any known environmental issues
    • Current market trend for the subject property
    • Estimated marketing time for the subject property should the property be listed today based on appraised value, market conditions, supply, and demand
    • Zoning of the subject property: Does it conform?
    • Municipal Property Tax & Assessment information (if available)
    • Highest and best use (as vacant and improved)
    • Overall condition (ratings) of the subject property
    • Remaining economic life
    • Foundation (type, condition) of the subject property
    • Income Approach and Direct Comparison Approach are required
      • Income Approach:
        • Comment on current rents for subject and compare to market rents
        • Provide rent roll (if available)
        • Cap rate used must be defined
        • Obtain expenses from the owner for operating costs
        • Note if lease is gross or net
        • Per Square Foot (PSF) amount used to obtain the base rent amount
      • Direct Comparison Approach:
        • Current sales comparisons of similar properties
        • Similar square footage, age of construction, amenities, upgrades and condition
        • Likeness
        • Marketing time (how long were they on the market?)
        • Colour photographs
    • Map showing the locations of the subject property and the comparable properties listed
    • Extraordinary assumptions must be clearly defined so they are easy to read and understand
    • Any negative points that need to be addressed must be clearly pointed out
    • A current copy of the title of the subject property including the appraiser’s review of the title and comments regarding any restrictive covenants on title
  • Appraisals must be performed by appraisers with an AACI designation and sent directly to Fisgard Capital from the Appraiser, NAS or Value Connect
    • Appraisal reports by an inspector with “Candidate” status must signed by an AIC registered co-signer.
    • Appraisals performed by appraisers with a CNAREA designation will not be accepted by Fisgard.