Fisgard Capital II Corporation Returns are annualized based on Series A-5 (5-year) investment. Actual dividends paid will depend on a variety of factors. See the Offering Memorandum for further information on FCIIC’s dividend policy. Net Annualized Cash Return is exactly what Fisgard investors receive after deduction of all expenses. The rate of annualized return has been rounded to the nearest one hundredth decimal position. *Before investing read Fisgard’s Offering Memorandum which details risk. Mortgage investments are not guaranteed, returns may fluctuate, and past performance may not be repeated. Net Annualized Growth Return is the return investors receive by reinvesting their dividends as opposed to taking them as income. It is exactly what Fisgard investors receive after deduction of all expenses. The rate of annualized return has been rounded to the nearest one hundredth decimal point.

Fisgard Capital II Corporation

Fisgard Capital II Corporation Overview

Fisgard Capital II Corporation was founded in 2014 to provide investors an opportunity to earn income from a diversified, stable and growing mortgage portfolio in the growth regions of Western Canada.

The two primary goals of Fisgard are to preserve capital and provide consistent returns to its investors. Fisgard has always paid a dividend and has never suspended redemptions.

The ranking or priority of the portfolio has a significant weighting of second or junior residential mortgages. Individual mortgages will not exceed a 90% loan to value ratio at the time of origination.

To achieve those goals Fisgard focuses on the underserviced market for borrowers that require short term special situation financing not currently being serviced by banks, credit unions or trust companies. Fisgard responds quickly to these borrower needs and provides mortgages at higher yields. Our ability to provide a quick response and reasonable and flexible financing terms have proven to be successful as our portfolio currently provides our investors with diversification to reduce risk to their investment.

If you would like to see Fisgard Capital II Corporation’s complete fund details
and offering please follow the link below.

VISIT FISGARD CAPITAL II

Financial Summary

Net Assets ($)
Mortgages $37,446,017
Cash $1,874,270
Other Current Assets $4,439
Less: Provisions ($191,432)
Total $39,133,284

*As of 30-Jun-2020 (unaudited)

Fund Description

Managed By Fisgard Asset Management
Investment Vehicle Pooled flow through (tax exempt) Mortgage Fund
Initial Offering December 2014
Net Asset Value per Unit $1.00 as at July 28th, 2020
Portfolio Weighted Average Loan to Value 54.80%
Investment Type CASH, TFSA, RESP, RRSP, RDSP
Investment Maturity 5, 3, & 1 Year
 
This Investment Portfolio Summary for Fisgard Capital II Corporation is for informational purposes only and does not constitute an offer to sell or a solicitation to buy securities. Past results are not indicative of future performance. The information herein is not to be distributed , reproduced or communicated to a third party without the express written consent of Fisgard Capital II Corporation. Please read these materials in conjunction with the Offering Memorandum dated July 28th, 2020.

Monthly Returns for 2020

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Net
Annualized
Cash		 Net
Annualized
Growth
Series A5
2021 6.750% 6.750% 6.750%  6.750% 6.963%

*Data as of 31-Mar-21. Based on Fisgard’s Series A5 (5 year) investment

Dividends and Investment Growth

Based on Fisgard’s A-5 Series investment
Investment
Period		 NET
CASH		 NET
GROWTH*		 ACCUMULATED
INVESTMENT*
Last Year 6.750% 6.963% $10,696
Last 3 Years 7.313% 7.564% $12,445
Last 5 Years 7.388% 7.644% $14,453

* Denotes reinvestment of dividends. Accumulated investment is based on a $10,000 investment at the beginning of the investment period.
* As of 31-Dec-2020