Alberta

Epic Equity Program

No income documents are required for our Epic Equity Program! If your client wants to just use equity, then this program is perfect for their needs.

First Mortgages Only
Maximum LTV 65%RateLender Fee
Simplicity8.49%0%
Flexibility*7.49%1%

Subject to change without notice.

DISCLAIMER: ​​
*20bps reduction on Simplicity rate illustrated
*Denotes the base rate and could increase depending on deal specifics. Flexibility Pricing offers additional rate & fee options not shown.

Need to Know
  • Epic Equity
    • 1st mortgages only – urban locations
    • 65% LTV – up to $750,000 value – SFD/TWN/DPLX (call to discuss higher values)
    • 65% LTV – up to $650,000 value – Condos
    • Rental condos plus 1% rate surcharge
    • Simplicity & Flexibility pricing available
    • One & Two-Year Terms available
    • NO GDS/TDS
    • No NOAs/T4s/Paystubs/Bank Statements required
    • Minimum Beacon/ERS of 580 for at least one applicant

We’re here to help.

Fisgard also offers construction, commercial and bundle financing for those “outside the box” deals.

Fisgard also offers
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Ready to discover the benefits of our alternative lending solutions? See what we can do for you and your clients.

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