Alberta

Epic Equity Program

No income documents are required for our Epic Equity Program! If your client wants to just use equity, then this program is perfect for their needs.

First Mortgages Only

Maximum 65% LTV

Pricing OptionRate*Lender Fee
Epic Equity – Simplicity10.24%0%
Epic Equity – Flexibility 19.24%1%
Epic Equity – Flexibility 29.74%0.50%

Subject to change without notice.

DISCLAIMER: ​​
*Denotes the base rate and could increase depending on deal specifics. Flexibility Pricing offers additional rate & fee options not shown.

Need to Know
  • Epic Equity
    • 1st mortgages only – urban locations
    • 65% LTV – up to $750,000 value – SFD/TWN/DPLX (call to discuss higher values)
    • 65% LTV – up to $650,000 value – Condos
    • Rental condos plus 1% rate surcharge
    • Simplicity & Flexibility pricing available
    • One & Two-Year Terms available
    • NO GDS/TDS
    • No NOAs/T4s/Paystubs/Bank Statements required
    • Minimum Beacon/ERS of 580 for at least one applicant

We’re here to help.

Fisgard also offers construction, commercial and bundle financing for those “outside the box” deals.

Fisgard also offers
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