Closing Services

Enhanced Closing Service

Fisgard has teamed up with First Canadian Title (FCT) insurance to provide brokers and their borrowers with a cost effective, streamlined option for closing mortgage deals. Below provides information about the program and the benefits you as a broker will be able to pass along to your clients.

Platinum Residential refinance program for BC & AB

This program is designed for mortgage refinances on residential properties that are currently owned by the client, consisting of not more than six units and meet the following criteria

  • Conventional Mortgages:
  • CondominiumsCorporate-owned, residential properties
  • Personal residential properties
  • Rural residential properties
  • Modular Homes attached to land

Benefits:

  • Low fixed costs for the borrower
  • Title insurance provides better protection, insuring the enforceability and priority of mortgages as well as mortgage related fraud
  • Expedited funding process
  • Single point of contact at FCT
  • In-home signing appointments (Alberta only)
  • Signing at Lawyer or notary office (BC Only). If using FCT approved lawyer or notary, no additional fees.
  • Ability to fund the mortgage immediately after the mortgage document package has been executed by the borrower(s), and prior to registration, resulting in a quick turnaround time for both the lender and borrower(s)
  • A simplified process for all parties involved

Program Fees:

  • BC $815.00
  • AB $725.00

Program Fees include:

  • All searches
  • Mortgage registration
  • Registration of the Assignment of Rents
  • Unlimited secured and unsecured debt payout
  • Preparation and courier cost for Broker Fees
  • One signing appointment
  • All discharge registration fees
  • Variable registration fees in Alberta
  • Standard documents required as per the commitment letter
  • A Title Insurance Policy in favor of Fisgard Capital Corporation
  • For complex mortgages additional fees may apply

Download the Quick Reference Guide for complete details.