Mortgage Financing

Private Mortgage Lender

Fisgard Asset Management works with one of the largest private alternative lenders in Western Canada, Fisgard Capital Corporation. We are dedicated to supporting mortgage brokers and their clients. We provide competitive products, flexible lending guidelines and dedicated customer service.

The Fisgard Mortgage guarantees:

  • Reasonable lender fees
  • Short approval and processing timelines
  • Competitive and reasonable rates and terms
  • Plain language approvals
  • Prompt experienced service

Our Mortgage Products

As of 20-Sept-2017. Subject to change without notice.


Residential & Commercial Construction Program

Fisgard Capital finances residential and commercial construction loans up to 75% of the total cost of construction, including:

  • Rates from 8.5%
  • Up to 75% of total cost including land
  • Fully open terms (no prepayment penalties!)
  • Most urban centres in BC, AB, MB and ON
  • Lender Fee from 2%
  • No standby fees for funds not drawn
  • Single Family Owner/Spec/Rentals, Mixed Use, Vacation Homes, Multi-family
  • Owner builds considered
  • New Home Warranty coverage required
  • Interest reserve held during course of construction
  • Copy of building budget and plans required
  • Lender fee deducted from the first draw (your broker fee is collected for you!)
  • Take-out financing available upon completion (great for spec builders who need time to sell!)
  • Resources

Download our Construction Loan Package

Download our Budget Document


Commercial Mortgages

BC and Alberta Urban Centres only. Fisgard is seeking commercial mortgages up to $5,000,000
We will consider application on the following property types:

  • Retail Centres
  • Office
  • Mixed Use
  • Fully Tenanted Industrial
  • Condo Inventory
  • Lot Inventory
  • Hospitality properties
  • Experience

Our experienced commercial underwriting team is here to assist borrowers that require specialized knowledge in construction, development, and inventory financing. We also consider multi-family construction and land development loans.

The Details

Loan Amount up to $5,000,000
Mortgage Positions 1st
Mezzanine financing available on exception
Loan to Value up to 75%
Interest Rates starting at 7.5%
Mortgage Term up to 2yr, open or closed
Prepayment Penalty standard 3 months interest on closed term
Lender Fee from 1%

Rate Sheet


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